Personal payment processing
Accept service payments and tips with QR code, payment link or use your phone for Tap to Pay (physical card, Apple Pay or Google Pay). Tips tracked for No Tax on Tips, no business registration, no paperwork, just get paid or tipped for what you do!
Everything you need
in one account.
Sign up with SSN or ITIN
No EIN needed. Stripe may ask for a photo ID.
Customize each page
Your title, your message and preset amounts.
Suggested tips and links
Preset amounts, any amount, or a one-time link.
A QR code for every page
Print it, or show it on your phone.
Instant payouts
To an eligible debit card in minutes.
Daily reports
A daily email recap and your full payment history.
Tax-ready records
CSV export, and a 1099-K at IRS thresholds.
Web and mobile app
One account on the web, iOS and Android.
Up and earning
in minutes.
- Step 1
Create Profile
Get your payment page ready in minutes. Best decision you'll make today.
- Step 2
Share QR Code
Show your QR code on your phone screen or print it out.
- Step 3
Get Paid
Customers scan your code and pay or tip you in seconds.
- Step 4
Cash Out
Instant payout to your debit card in minutes, or to your bank account in a few business days.
Accepted
payment methods.
- Apple Pay
- Google Pay
- Tap To Pay
- Credit/Debit Card
- Cash App
- Crypto
- Bank Transfer
- Amazon Pay
Built for solo
service providers.
Where to place
your QR code.
Display on name badges
Show on your phone
QR code on the table
Stick on any surface
Wear as a pin badge
Send by text message
It lets one person, not a company, accept card payments. tipme gives you your own payment page, QR code and Tap to Pay, so customers can pay for your services or leave a tip by card, Apple Pay or Google Pay. Payments are processed securely by Stripe.
Yes. You sign up as an individual with your SSN or ITIN. No LLC, no EIN and no merchant account. Stripe may ask for a photo ID to verify it is you.
Yes. With Tap to Pay in the tipme app, customers tap their card, phone or watch on your phone. Or show your QR code and they pay on their own phone.
Yes. Keep a tip page next to your service payment pages, up to ten pages in all. Customers pick a suggested tip or type their own amount.
Tips are taxable income, but from 2025 through 2028 you may be able to deduct up to $25,000 of qualified tips a year under the federal No Tax on Tips rule, if your job is on the IRS list of tipped occupations and you have a valid SSN. Social Security, Medicare and state taxes can still apply. tipme records every tip apart from your service payments, in your history and CSV export, and issues a 1099-K at IRS thresholds. A tax professional can confirm what applies to you.
tipme works for valet and parking attendants. Each attendant gets their own free QR code for a lanyard, the key stand or the claim ticket, and guests tip by card, Apple Pay or Google Pay in seconds. Tips go to the attendant whose code was scanned; tipme does not pool tips. See tipme for valets.
Free to sign up. No monthly fees. A small processing fee applies to each payment or tip, and you choose, for each page and each payment request, whether the customer covers it or you do.
One flat processing fee per payment, the same for every card and wallet. The exact total is shown before anyone pays. The full breakdown is on the fees page.
You can withdraw once your balance reaches $10 or more.
Payments and tips collect in your tipme balance. Cash out to your bank account, or instantly to an eligible debit card in minutes.
No. They scan your QR code or open your link and pay by card, Apple Pay or Google Pay. No app, no account needed.
One profile works everywhere. Just show your QR code wherever you are.
Ready to start?
Free to sign up · No monthly fee · No business registration